public void page1() {
drawBorder(pageIcon, "IDIT");
drawHeader(userInfo.getClientHeading(), "The Problem");
String sec1[] = {
"Your assets of "
+ sidit.getAssetName()
+ " have the potential to grow very dramatically over the next few years. This is great news until we calculate your future estate tax liability",
};
String sec2[] = {
"When an asset is growing very rapidly in one's estate, and the estate tax liability is growing faster than can be reduced by normal gifting techniques, a different approach can be taken.",
" ",
"Let's examine a combination of leveraging techniques that can be utilized with this circumstance."
};
Rectangle rct = new Rectangle(prctTop);
Rectangle rctx = this.drawSection(rct, "", sec1, 0, 14, 14);
rct.setTop(rctx.getBottom());
rct.setLeft(rct.getLeft() + prctTop.getWidth() * .125f);
rct.setRight(rct.getRight() - prctTop.getWidth() * .125f);
// Draw the Table
PageTable table = this.getTable(rct, 2);
String rows[][] = {
{"Today's Fair Market Value", "" + dollar.format(sidit.getFmv()), "[][bold=1]"},
{"Projected Years of Growth", "" + integer.format(sidit.getFinalDeath()), "[][bold=1]"},
{"Average Growth Rate", "" + percent.format(sidit.getAssetGrowth()), "[][bold=1]"},
{"Average Income Rate", "" + percent.format(sidit.getAssetIncome()), "[][bold=1]"},
{" ", "", "[colspan=1][]"},
{
"Total Value (projected) in Taxable Estate",
"" + dollar.format(sidit.getFinalBalance()),
"[bold=1][bold=1]"
},
{"", "", "[colspan=1][]"},
{
"Estate Tax (" + percent.format(.55) + ")",
"" + dollar.format(sidit.getFinalBalance() * .55),
"[Bold=1,Color=" + pgRed + "][Bold=1,Color=" + pgRed + "]"
},
{"", "", "[colspan=1][]"},
{
"Net Value Passing to Family",
"" + dollar.format((sidit.getFinalBalance() - (sidit.getFinalBalance() * .55))),
"[Bold=1,Color=" + pgGreen + "][Bold=1,Color=" + pgGreen + "]"
}
};
int alignments[] = {LFT, RGT};
table.setColumnAlignments(alignments);
table.setFontSize(14);
table.buildTableEx(rows);
table.drawTable();
// Draw the graph ************
taxPie(
prctLLeft,
sidit.getFinalBalance(),
sidit.getFinalBalance() * .55,
"Estate Tax",
"Net to Family");
// *****************
drawSection(prctLRight, "", sec2, 0, 14, 14);
}
public void page3() {
drawBorder(pageIcon, "IDIT");
drawHeader(userInfo.getClientHeading(), "Intentionally Defective Irrevocable Trust (IDIT)");
Rectangle rct = new Rectangle(prctTop);
rct.setTop(rct.getTop() - (12 * _1_4TH));
rct.setBottom(rct.getBottom() - _1_4TH);
rct.setLeft(rct.getLeft() - _1_4TH);
if (useLLC) {
if (userInfo.isSingle()) {
if (userInfo.getClientGender().equalsIgnoreCase("M")) {
drawDiagram("LLC-SIDIT-M.png", rct, CNTR_TB + CNTR_LR);
} else {
drawDiagram("LLC-SIDIT-F.png", rct, CNTR_TB + CNTR_LR);
}
} else {
drawDiagram("LLC-SIDIT.png", rct, CNTR_TB + CNTR_LR);
}
} else {
if (userInfo.isSingle()) {
if (userInfo.getClientGender().equalsIgnoreCase("M")) {
drawDiagram("SIDIT-M.png", rct, CNTR_TB + CNTR_LR);
} else {
drawDiagram("SIDIT-F.png", rct, CNTR_TB + CNTR_LR);
}
} else {
drawDiagram("SIDIT.png", rct, CNTR_LR + CNTR_TB);
}
}
// We now need the values placed on the left hand side of the page!
// Now do the table.
Rectangle lrct = new Rectangle(prctLLeft);
lrct.setTop(lrct.getTop() - (_1_2TH + _1_4TH));
drawSection(
lrct,
"Comparison in " + Integer.toString(sidit.getFinalDeath()) + " Years",
new String[0],
0);
rct = new Rectangle(prctLLeft);
rct.setTop(rct.getTop() - (_1_2TH + _1_2TH));
PageTable table = new PageTable(writer);
table.setTableFormat(rct, 4);
CellInfoFactory cif = new CellInfoFactory();
BaseFont baseFont = PageUtils.LoadFont("GARA.TTF");
BaseFont baseFontBold = PageUtils.LoadFont("GARABD.TTF");
float ptSize = 10f;
cif.setDefaultFont(new Font(baseFont, ptSize));
Color green = new Color(0, 176, 0);
Color red = new Color(192, 0, 0);
Font fontBold = new Font(baseFontBold, ptSize, Font.NORMAL);
Font fontBGreen = new Font(baseFontBold, ptSize, Font.NORMAL, green);
Font fontBRed = new Font(baseFontBold, ptSize, Font.NORMAL, red);
double f = sidit.getFinalBalance();
double t = f * .55;
double result = f - t;
double balance = sidit.getBalance()[sidit.getFinalDeath() - 1] + sidit.getLifeDeathBenefit();
double note = sidit.getNoteBalance()[0];
double noteTax = note * .55;
double noteValueToFamily = note - noteTax;
CellInfo cellData[][] = {
// Column Headers
{
cif.getCellInfo(" "),
cif.getCellInfo("Keep in the Estate", Element.ALIGN_CENTER, fontBold),
cif.getCellInfo("IDIT", Element.ALIGN_CENTER, fontBold),
cif.getCellInfo("Difference", Element.ALIGN_CENTER, fontBold)
},
{
cif.getCellInfo("Estate/Gift Taxable:"),
cif.getCellInfo(dollar.format(f), Element.ALIGN_CENTER, fontBold),
cif.getCellInfo(dollar.format(note) + " **", Element.ALIGN_CENTER, fontBold),
cif.getCellInfo(dollar.format(f - note), Element.ALIGN_CENTER, fontBold)
},
{
cif.getCellInfo("Total Estate/Gift Taxes:"),
cif.getCellInfo(dollar.format(t), Element.ALIGN_CENTER, fontBRed),
cif.getCellInfo(dollar.format(noteTax), Element.ALIGN_CENTER, fontBRed),
cif.getCellInfo(dollar.format(t - noteTax), Element.ALIGN_CENTER, fontBRed),
},
{
cif.getCellInfo("Life Insurance:"),
cif.getCellInfo("0", Element.ALIGN_CENTER, fontBGreen),
cif.getCellInfo(
dollar.format(sidit.getLifeDeathBenefit()), Element.ALIGN_CENTER, fontBGreen),
cif.getCellInfo(
dollar.format(sidit.getLifeDeathBenefit()), Element.ALIGN_CENTER, fontBGreen),
},
{
cif.getCellInfo("Total to Family"),
cif.getCellInfo(dollar.format(result), Element.ALIGN_CENTER, fontBGreen),
cif.getCellInfo(
dollar.format(balance + noteValueToFamily), Element.ALIGN_CENTER, fontBGreen),
cif.getCellInfo(
dollar.format((balance + noteValueToFamily) - result),
Element.ALIGN_CENTER,
fontBGreen),
},
};
// Do the chart
DefaultCategoryDataset dataSet = new DefaultCategoryDataset();
String series1 = "Keep in Estate";
String series2 = "IDIT";
String cat1 = "Estate Taxes";
String cat2 = "Total to Family";
dataSet.addValue(t, series1, cat1);
dataSet.addValue(noteTax, series2, cat1);
dataSet.addValue(result, series1, cat2);
dataSet.addValue(balance + noteValueToFamily, series2, cat2);
BarChart barChart = new BarChart();
barChart.setTitle("IDIT Comparison");
barChart.setDataSet(dataSet);
Rectangle barRect = new Rectangle(prctLRight);
barRect.setRight(barRect.getRight() + _1_2TH);
barChart.setRect(barRect);
barChart.generateBarChart();
barChart.setSeriesColor(new Color(0xff0000), new Color(0x00ff00));
barChart.setColor(0, Color.red);
barChart.setColor(1, Color.green);
barChart.setLablesOff(true);
Image img = barChart.getBarChartImage();
drawDiagram(img, barRect, 0, 72);
table.setTableData(cellData);
table.drawTable();
drawLabel(
"** The value(s) of the note is kept inside the taxable estate.",
prctBottom,
"GARA.TTF",
new Color(64, 64, 64),
9,
LBL_LEFT,
LBL_BOTTOM);
}
