public EndOfDayBalance toEndOfDayBalanceBoundedBy(
final Money openingBalance, final LocalDateInterval boundedBy) {
MonetaryCurrency currency = openingBalance.getCurrency();
Money endOfDayBalance = openingBalance.copy();
int numberOfDaysOfBalance = this.balanceNumberOfDays;
LocalDate balanceStartDate = getTransactionLocalDate();
LocalDate balanceEndDate = getEndOfBalanceLocalDate();
if (boundedBy.startDate().isAfter(balanceStartDate)) {
balanceStartDate = boundedBy.startDate();
LocalDateInterval spanOfBalance = LocalDateInterval.create(balanceStartDate, balanceEndDate);
numberOfDaysOfBalance = spanOfBalance.daysInPeriodInclusiveOfEndDate();
} else {
if (isDeposit()) {
endOfDayBalance = openingBalance.plus(getAmount(currency));
} else if (isWithdrawal() || isWithdrawalFee()) {
endOfDayBalance = openingBalance.minus(getAmount(currency));
}
}
if (balanceEndDate.isAfter(boundedBy.endDate())) {
balanceEndDate = boundedBy.endDate();
LocalDateInterval spanOfBalance = LocalDateInterval.create(balanceStartDate, balanceEndDate);
numberOfDaysOfBalance = spanOfBalance.daysInPeriodInclusiveOfEndDate();
}
return EndOfDayBalance.from(
balanceStartDate, openingBalance, endOfDayBalance, numberOfDaysOfBalance);
}
public EndOfDayBalance toEndOfDayBalance(final Money openingBalance) {
MonetaryCurrency currency = openingBalance.getCurrency();
Money endOfDayBalance = openingBalance.copy();
if (isDeposit()) {
endOfDayBalance = openingBalance.plus(getAmount(currency));
} else if (isWithdrawal() || isWithdrawalFee()) {
endOfDayBalance = openingBalance.minus(getAmount(currency));
}
return EndOfDayBalance.from(
getTransactionLocalDate(), openingBalance, endOfDayBalance, this.balanceNumberOfDays);
}
public EndOfDayBalance toEndOfDayBalance(
final Money openingBalance, final LocalDate nextTransactionDate) {
MonetaryCurrency currency = openingBalance.getCurrency();
Money endOfDayBalance = openingBalance.copy();
if (isDeposit()) {
endOfDayBalance = openingBalance.plus(getAmount(currency));
} else if (isWithdrawal() || isWithdrawalFee()) {
endOfDayBalance = openingBalance.minus(getAmount(currency));
}
int numberOfDays =
LocalDateInterval.create(getTransactionLocalDate(), nextTransactionDate)
.daysInPeriodInclusiveOfEndDate();
if (!openingBalance.isEqualTo(endOfDayBalance) && numberOfDays > 1) {
numberOfDays = numberOfDays - 1;
}
return EndOfDayBalance.from(
getTransactionLocalDate(), openingBalance, endOfDayBalance, numberOfDays);
}
public void updateSummary(
final MonetaryCurrency currency,
final Money principal,
final List<LoanRepaymentScheduleInstallment> repaymentScheduleInstallments,
final LoanSummaryWrapper summaryWrapper,
final Boolean disbursed) {
this.totalPrincipalDisbursed = principal.getAmount();
this.totalPrincipalRepaid =
summaryWrapper
.calculateTotalPrincipalRepaid(repaymentScheduleInstallments, currency)
.getAmount();
this.totalPrincipalWrittenOff =
summaryWrapper
.calculateTotalPrincipalWrittenOff(repaymentScheduleInstallments, currency)
.getAmount();
this.totalPrincipalOutstanding =
principal.minus(this.totalPrincipalRepaid).minus(this.totalPrincipalWrittenOff).getAmount();
final Money totalInterestCharged =
summaryWrapper.calculateTotalInterestCharged(repaymentScheduleInstallments, currency);
this.totalInterestCharged = totalInterestCharged.getAmount();
this.totalInterestRepaid =
summaryWrapper
.calculateTotalInterestRepaid(repaymentScheduleInstallments, currency)
.getAmount();
this.totalInterestWaived =
summaryWrapper
.calculateTotalInterestWaived(repaymentScheduleInstallments, currency)
.getAmount();
this.totalInterestWrittenOff =
summaryWrapper
.calculateTotalInterestWrittenOff(repaymentScheduleInstallments, currency)
.getAmount();
this.totalInterestOutstanding =
totalInterestCharged
.minus(this.totalInterestRepaid)
.minus(this.totalInterestWaived)
.minus(this.totalInterestWrittenOff)
.getAmount();
final Money totalFeeChargesCharged =
summaryWrapper
.calculateTotalFeeChargesCharged(repaymentScheduleInstallments, currency)
.plus(this.totalFeeChargesDueAtDisbursement);
this.totalFeeChargesCharged = totalFeeChargesCharged.getAmount();
Money totalFeeChargesRepaid =
summaryWrapper.calculateTotalFeeChargesRepaid(repaymentScheduleInstallments, currency);
if (disbursed) {
totalFeeChargesRepaid = totalFeeChargesRepaid.plus(this.totalFeeChargesDueAtDisbursement);
}
this.totalFeeChargesRepaid = totalFeeChargesRepaid.getAmount();
this.totalFeeChargesWaived =
summaryWrapper
.calculateTotalFeeChargesWaived(repaymentScheduleInstallments, currency)
.getAmount();
this.totalFeeChargesWrittenOff =
summaryWrapper
.calculateTotalFeeChargesWrittenOff(repaymentScheduleInstallments, currency)
.getAmount();
this.totalFeeChargesOutstanding =
totalFeeChargesCharged
.minus(this.totalFeeChargesRepaid)
.minus(this.totalFeeChargesWaived)
.minus(this.totalFeeChargesWrittenOff)
.getAmount();
final Money totalPenaltyChargesCharged =
summaryWrapper.calculateTotalPenaltyChargesCharged(repaymentScheduleInstallments, currency);
this.totalPenaltyChargesCharged = totalPenaltyChargesCharged.getAmount();
this.totalPenaltyChargesRepaid =
summaryWrapper
.calculateTotalPenaltyChargesRepaid(repaymentScheduleInstallments, currency)
.getAmount();
this.totalPenaltyChargesWaived =
summaryWrapper
.calculateTotalPenaltyChargesWaived(repaymentScheduleInstallments, currency)
.getAmount();
this.totalPenaltyChargesWrittenOff =
summaryWrapper
.calculateTotalPenaltyChargesWrittenOff(repaymentScheduleInstallments, currency)
.getAmount();
this.totalPenaltyChargesOutstanding =
totalPenaltyChargesCharged
.minus(this.totalPenaltyChargesRepaid)
.minus(this.totalPenaltyChargesWaived)
.minus(this.totalPenaltyChargesWrittenOff)
.getAmount();
final Money totalExpectedRepayment =
Money.of(currency, this.totalPrincipalDisbursed)
.plus(this.totalInterestCharged)
.plus(this.totalFeeChargesCharged)
.plus(this.totalPenaltyChargesCharged);
this.totalExpectedRepayment = totalExpectedRepayment.getAmount();
final Money totalRepayment =
Money.of(currency, this.totalPrincipalRepaid)
.plus(this.totalInterestRepaid)
.plus(this.totalFeeChargesRepaid)
.plus(this.totalPenaltyChargesRepaid);
this.totalRepayment = totalRepayment.getAmount();
final Money totalExpectedCostOfLoan =
Money.of(currency, this.totalInterestCharged)
.plus(this.totalFeeChargesCharged)
.plus(this.totalPenaltyChargesCharged);
this.totalExpectedCostOfLoan = totalExpectedCostOfLoan.getAmount();
final Money totalCostOfLoan =
Money.of(currency, this.totalInterestRepaid)
.plus(this.totalFeeChargesRepaid)
.plus(this.totalPenaltyChargesRepaid);
this.totalCostOfLoan = totalCostOfLoan.getAmount();
final Money totalWaived =
Money.of(currency, this.totalInterestWaived)
.plus(this.totalFeeChargesWaived)
.plus(this.totalPenaltyChargesWaived);
this.totalWaived = totalWaived.getAmount();
final Money totalWrittenOff =
Money.of(currency, this.totalPrincipalWrittenOff)
.plus(this.totalInterestWrittenOff)
.plus(this.totalFeeChargesWrittenOff)
.plus(this.totalPenaltyChargesWrittenOff);
this.totalWrittenOff = totalWrittenOff.getAmount();
final Money totalOutstanding =
Money.of(currency, this.totalPrincipalOutstanding)
.plus(this.totalInterestOutstanding)
.plus(this.totalFeeChargesOutstanding)
.plus(this.totalPenaltyChargesOutstanding);
this.totalOutstanding = totalOutstanding.getAmount();
}