@Transactional(propagation = Propagation.REQUIRED, rollbackFor = java.lang.RuntimeException.class)
public void middleManBidLoan(int middleManId, BizLoanTransferApply apply) {
// 给理财人转钱
CheckUtil.checkRateThrowException(apply.getInitTransferLoanRate());
BigDecimal transferAmount =
bizOriginalLoanService.calculateLoanAmount(
apply.getOriginalLoanId(), apply.getInitTransferLoanRate());
BizLenderHoldLoan lenderHoldLoan = bizLenderHoldLoanService.getById(apply.getLenderHoldId());
LOG.info(
"Middle man bin apply applyId:["
+ apply.getId()
+ "],orginalLoanId:["
+ apply.getOriginalLoanId()
+ "],transferRate:["
+ apply.getInitTransferLoanRate()
+ "],xsOrderId:["
+ lenderHoldLoan.getXsOrderId()
+ "],transferAmount:["
+ CalculateUtil.setScaleForBizAmount(transferAmount)
+ "]");
String notes =
"债权转让:金额["
+ CalculateUtil.setScaleForBizAmount(transferAmount)
+ "],原始债权ID:["
+ apply.getOriginalLoanId()
+ "]";
busFinancePlanOrderService.backTransferLoanAmount(
lenderHoldLoan.getXsOrderId(),
transferAmount,
middleManId,
apply.getLenderUserId(),
"ASSIGNMENT_TRANSFER",
notes,
apply.getOriginalLoanId());
// 更新理财人持有记录
bizLenderHoldLoanService.updateLoanFullTransferOut(
apply.getLenderHoldId(),
lenderHoldLoan.getVersion(),
BigDecimal.ZERO,
LenderHoldLoanStatus.TRANSFERED);
// 添加居间人持有记录
bizMiddleManHoldLoanService.createMiddleManHoldLoan(apply);
BusFinancePlanOrder order = busFinancePlanOrderService.getById(lenderHoldLoan.getXsOrderId());
BizOriginalLoan origLoan = bizOriginalLoanService.getById(apply.getOriginalLoanId());
// 更新理财人发起的转让申请状态到“成功”
bizLoanTransferApplyService.updateTransferApplySurplus(
apply.getId(),
BigDecimal.ZERO,
BigDecimal.ZERO,
TransferApplyStatus.SUCCESS,
apply.getVersion());
// 添加转让申请日志(new)
BizLoanTransferLog transferLog = new BizLoanTransferLog();
transferLog.setTransferApplyId(apply.getId());
transferLog.setCreateDatetime(new Date());
transferLog.setFinanceplanId(order.getFinancePlanId());
transferLog.setLenderUserId(order.getUserId());
transferLog.setMiddleManId(apply.getMiddleManId());
transferLog.setOriginalLoanId(apply.getOriginalLoanId());
transferLog.setProductId(origLoan.getProductId());
transferLog.setTotalHoldLoanRate(origLoan.getTotalHoldLoanRate());
transferLog.setTransferApplyDatetime(apply.getCreateDatetime());
transferLog.setTransferCurrentAmount(transferAmount);
transferLog.setTransferDirection(apply.getTransferDirection());
transferLog.setTransferLoanRate(apply.getTransferLoanRate());
transferLog.setTransferSuccessAmount(transferAmount);
transferLog.setTransferSuccessRate(apply.getInitTransferLoanRate());
transferLog.setXsOrderId(order.getOrderId());
bizLoanTransferLogService.add(transferLog);
}
