コード例 #1
0
  @Override
  @Transactional(rollbackFor = Exception.class)
  public TrusteeshipOperation createOperation(Invest invest, FacesContext fc) throws IOException {
    String transferApplyId = invest.getTransferApply().getId();
    // 购买债权人的id
    String userId = invest.getUser().getId();
    // 购买的债权本金 transferCorpus(投资时填写的投资额)
    double transferCorpus = invest.getInvestMoney();
    double remainCorpus = transferService.calculateRemainCorpus(transferApplyId);
    if (transferCorpus <= 0 || transferCorpus > remainCorpus) {
      throw new YeePayOperationException("购买本金必须小于等于" + remainCorpus + "且大于0");
    }
    TransferApply ta = ht.get(TransferApply.class, transferApplyId);
    // 购买的本金占剩余本金的比例corpusRate
    double corpusRate = ArithUtil.div(transferCorpus, remainCorpus);
    // 购买的本金占所有转让本金的比例corpusRateInAll
    double corpusRateInAll = ArithUtil.div(transferCorpus, ta.getCorpus());
    // 投资人实际出的钱=债权的购买金额=债权转出价格*corpusRateInAll (债权转出价格=本金-折让金)
    double buyPrice = ArithUtil.mul(ta.getPrice(), corpusRateInAll, 2);

    if (buyPrice > userBillBO.getBalance(userId)) {
      throw new YeePayOperationException("余额不足。");
    }

    // 购买时候,扣除手续费,从转让人收到的金额中扣除。费用根据购买价格计算
    double fee = feeConfigBO.getFee(FeePoint.TRANSFER, FeeType.FACTORAGE, null, null, buyPrice);

    Invest investNew = new Invest();
    investNew.setId(IdGenerator.randomUUID());
    investNew.setMoney(transferCorpus);
    investNew.setStatus(InvestConstants.InvestStatus.CANCEL);
    investNew.setRate(ta.getInvest().getRate());
    investNew.setTransferApply(ta);
    investNew.setLoan(ta.getInvest().getLoan());
    investNew.setTime(new Date());
    investNew.setUser(new User(userId));
    investNew.setInvestMoney(transferCorpus);
    // 在这里添加投标状态是手动投标
    investNew.setIsAutoInvest(false);
    ht.save(investNew);
    ht.update(ta);

    DecimalFormat currentNumberFormat = new DecimalFormat("#0.00");
    // 构建投资参数实体
    CPTransaction cp = new CPTransaction();
    cp.setNotifyUrl(
        YeePayConstants.ResponseS2SUrl.PRE_RESPONSE_URL + YeePayConstants.OperationType.TRANSFER);
    cp.setCallbackUrl(
        YeePayConstants.ResponseWebUrl.PRE_RESPONSE_URL + YeePayConstants.OperationType.TRANSFER);
    // cp.setExpired(new SimpleDateFormat("yyyy-MM-dd HH:mm:ss").format(DateUtil.addMinute(new
    // Date(), 10)));
    cp.setRequestNo(YeePayConstants.RequestNoPre.TRANSFER + investNew.getId());
    cp.setPlateformNo(YeePayConstants.Config.MER_CODE);
    cp.setPlatformUserNo(userId);
    cp.setBizType(YeepayCpTransactionConstant.CREDIT_ASSIGNMENT.name());
    cp.setUserType("MEMBER");

    // 资金明细
    FundDetail fd = new FundDetail();
    // 给转让债权的人的钱
    fd.setAmount(currentNumberFormat.format(buyPrice - fee));
    fd.setTargetPlatformUserNo(ta.getInvest().getUser().getId());
    fd.setTargetUserType("MEMBER");
    fd.setBizType(YeepayCpTransactionConstant.CREDIT_ASSIGNMENT.name());
    cp.getFundDetails().add(fd);

    // 平台分润
    if (fee > 0.0) {
      fd = new FundDetail();
      // 投资人给平台的钱=fee
      fd.setAmount(currentNumberFormat.format(fee));
      fd.setTargetPlatformUserNo(YeePayConstants.Config.MER_CODE);
      fd.setTargetUserType("MERCHANT");
      fd.setBizType(YeepayCpTransactionConstant.COMMISSION.name());
      cp.getFundDetails().add(fd);
    }

    // 扩展参数
    Extend extend = new Extend();
    Loan loan = ta.getInvest().getLoan();
    extend.setTenderOrderNo(loan.getId());
    extend.setCreditorPlatformUserNo(ta.getInvest().getUser().getId());
    // 判断购买的债券是否是自动投标
    if (ta.getInvest().getIsAutoInvest()) {
      extend.setOriginalRequestNo(
          YeePayConstants.RequestNoPre.AUTO_INVEST + ta.getInvest().getId());
    } else {
      extend.setOriginalRequestNo(YeePayConstants.RequestNoPre.INVEST + ta.getInvest().getId());
    }
    cp.setExtend(extend);
    log.debug(cp.toString());

    Map<String, String> params = new HashMap<String, String>();
    params.put("req", cp.toString());
    String sign = CFCASignUtil.sign(cp.toString());
    params.put("sign", sign);

    // 保存本地
    TrusteeshipOperation to = new TrusteeshipOperation();
    to.setId(IdGenerator.randomUUID());
    to.setMarkId(investNew.getId());
    to.setOperator(Double.toString(buyPrice) + "&" + Double.toString(corpusRate) + "&" + userId);
    to.setRequestUrl(YeePayConstants.RequestUrl.TRANSFER);
    to.setRequestData(MapUtil.mapToString(params));
    to.setStatus(TrusteeshipConstants.Status.UN_SEND);
    to.setType(YeePayConstants.OperationType.TRANSFER);
    to.setTrusteeship("yeepay");
    trusteeshipOperationBO.save(to);
    try {
      // 发送信息
      sendOperation(to.getId(), "utf-8", fc);
    } catch (IOException e) {
      e.printStackTrace();
    }

    return null;
  }
コード例 #2
0
  @SuppressWarnings("unchecked")
  @Override
  @Transactional(rollbackFor = Exception.class)
  public void receiveOperationS2SCallback(ServletRequest request, ServletResponse response) {
    try {
      request.setCharacterEncoding("UTF-8");
    } catch (UnsupportedEncodingException e) {
      throw new RuntimeException(e);
    }

    String respXML = request.getParameter("notify"); // 响应的参数 为xml格式
    log.debug("债权转让s2sCallback respXML:" + respXML.toString());
    String sign = request.getParameter("sign"); // 签名
    boolean flag = CFCASignUtil.isVerifySign(respXML, sign);

    if (flag) { // 验签成功

      Map<String, String> map = Dom4jUtil.xmltoMap(respXML);
      String code = map.get("code");
      String requestNo =
          map.get("requestNo").replaceFirst(YeePayConstants.RequestNoPre.TRANSFER, "");
      if ("1".equals(code)) { // 易宝冻结金额成功

        TrusteeshipOperation to =
            trusteeshipOperationBO.get(YeePayConstants.OperationType.TRANSFER, requestNo, "yeepay");
        ht.evict(to);
        to =
            trusteeshipOperationBO.get(YeePayConstants.OperationType.TRANSFER, requestNo, "yeepay");
        ht.evict(to);
        to = ht.get(TrusteeshipOperation.class, to.getId(), LockMode.UPGRADE);
        String[] params = to.getOperator().split("&");
        Invest invest = ht.get(Invest.class, requestNo); // 债权购买人购买的债权转换成的一笔投资
        TransferApply ta = ht.get(TransferApply.class, invest.getTransferApply().getId()); // 债权转让申请
        if (TrusteeshipConstants.Status.PASSED.equals(to.getStatus())) {
          return;
        }
        // 调用易宝转账确认端口
        boolean result =
            yeepayCpTransacionOperation.transactionComform(
                YeePayConstants.RequestNoPre.TRANSFER + requestNo, "CONFIRM");
        if (result) { // 易宝转账确认成功

          to.setStatus(TrusteeshipConstants.Status.PASSED);
          ht.update(to);

          /**
           * ***********************************平台操作begin**************************************************
           */
          if (invest != null && ta != null) {

            invest.setStatus(InvestConstants.InvestStatus.REPAYING);
            invest.setTime(new Date()); // 成交时间

            Invest orignInvest = ta.getInvest(); // 债权转让人转让的一笔投资
            double investReaminCorpus =
                ArithUtil.sub(orignInvest.getMoney(), invest.getMoney()); // 原投资债权转让后剩余的投资金额
            if (investReaminCorpus == 0.0) {
              orignInvest.setStatus(InvestStatus.COMPLETE);
            }
            orignInvest.setMoney(investReaminCorpus);

            double remainCorpus = transferService.calculateRemainCorpus(ta.getId()); // 未转出的本金
            if (remainCorpus > 0.0) { // 债权未全部转出
              ta.setStatus(TransferStatus.TRANSFERING);
            } else { // 债权全部转出
              ta.setStatus(TransferStatus.TRANSFED);
            }
            // 债权的购买金额
            double buyPrice = Double.parseDouble(params[0]);
            // 购买时候,扣除手续费,从转让人收到的金额中扣除。费用根据购买价格计算
            double fee =
                feeConfigBO.getFee(FeePoint.TRANSFER, FeeType.FACTORAGE, null, null, buyPrice);
            // 购买时候,扣除手续费,从转让人收到的金额中扣除。费用根据购买价格计算
            try {
              userBillBO.transferOutFromBalance(
                  invest.getUser().getId(),
                  buyPrice,
                  OperatorInfo.TRANSFER_BUY,
                  "债权:" + invest.getId() + "购买成功");
              userBillBO.transferIntoBalance(
                  ta.getInvest().getUser().getId(),
                  buyPrice,
                  OperatorInfo.TRANSFER,
                  "债权:" + invest.getId() + "转让成功");
              if (fee > 0.0) {
                sbs.transferInto(fee, OperatorInfo.TRANSFER, "购买债权手续费,编号:" + invest.getId());
                userBillBO.transferOutFromBalance(
                    ta.getInvest().getUser().getId(),
                    fee,
                    OperatorInfo.TRANSFER,
                    "债权转让成功手续费,编号:" + ta.getId());
              }
            } catch (InsufficientBalance e) {
              log.debug("s2sCallback债权转让平台划款时出错!");
              // throw new RuntimeException("债权转让平台划款时出错!");
            }

            ta.setInvest(orignInvest);
            ht.update(invest);
            ht.update(ta);

            double corpusRate = Double.parseDouble(params[1]); // 购买的本金占剩余本金的比例
            generateTransferRepay(
                ta.getInvest().getInvestRepays(), invest, corpusRate); // 生成购买债权后的还款数据,调整之前的还款数据

            /**
             * ***********************************平台操作end*********************************************************
             */
          }

        } else { // 易宝转账确认失败

          to.setStatus(TrusteeshipConstants.Status.REFUSED);
          ht.update(to);

          /**
           * ***********************************平台操作begin**************************************************
           * if(invest != null && ta != null){
           * invest.setStatus(InvestConstants.InvestStatus.CANCEL);
           * ta.setStatus(TransferStatus.TRANSFERING); double buyPrice
           * =Double.parseDouble(params[0]) ;//债权的购买金额 try {
           * userBillBO.unfreezeMoney(invest.getUser().getId(),buyPrice,OperatorInfo.TRANSFER, "债权:"
           * + invest.getId()+ "购买失败"); } catch (InsufficientBalance e) { throw new
           * RuntimeException("购买债权:"+ invest.getId() + "失败,解冻金额时出错!"); } ht.update(invest);
           * ht.update(ta); }
           * ***********************************平台操作end**************************************************
           */
          // throw new YeePayOperationException("债权转让易宝转账确认失败");
        }
      }

    } else { // 验签失败
      log.debug("债权转让验签失败");
    }
  }