/**
* @param feeAmount TODO
* @param processAmount Amount used to pay off this charge
* @return Actual amount paid on this charge
*/
public Money updatePaidAmountBy(
final Money incrementBy, final Integer installmentNumber, final Money feeAmount) {
Money processAmount = Money.zero(incrementBy.getCurrency());
if (isInstalmentFee()) {
if (installmentNumber == null) {
processAmount = getUnpaidInstallmentLoanCharge().updatePaidAmountBy(incrementBy, feeAmount);
} else {
processAmount =
getInstallmentLoanCharge(installmentNumber).updatePaidAmountBy(incrementBy, feeAmount);
}
} else {
processAmount = incrementBy;
}
Money amountPaidToDate = Money.of(processAmount.getCurrency(), this.amountPaid);
final Money amountOutstanding = Money.of(processAmount.getCurrency(), this.amountOutstanding);
Money amountPaidOnThisCharge = Money.zero(processAmount.getCurrency());
if (processAmount.isGreaterThanOrEqualTo(amountOutstanding)) {
amountPaidOnThisCharge = amountOutstanding;
amountPaidToDate = amountPaidToDate.plus(amountOutstanding);
this.amountPaid = amountPaidToDate.getAmount();
this.amountOutstanding = BigDecimal.ZERO;
this.paid = true;
} else {
amountPaidOnThisCharge = processAmount;
amountPaidToDate = amountPaidToDate.plus(processAmount);
this.amountPaid = amountPaidToDate.getAmount();
this.amountOutstanding = calculateAmountOutstanding(incrementBy.getCurrency());
}
return amountPaidOnThisCharge;
}
private SavingsAccountTransaction(
final SavingsAccount savingsAccount,
final Integer typeOf,
final LocalDate dateOf,
final Money amount,
final boolean isReversed) {
this.savingsAccount = savingsAccount;
this.typeOf = typeOf;
this.dateOf = dateOf.toDate();
this.amount = amount.getAmount();
this.reversed = isReversed;
}
public Money waive(final MonetaryCurrency currency, final Integer loanInstallmentNumber) {
if (isInstalmentFee()) {
final LoanInstallmentCharge chargePerInstallment =
getInstallmentLoanCharge(loanInstallmentNumber);
final Money amountWaived = chargePerInstallment.waive(currency);
if (this.amountWaived == null) {
this.amountWaived = BigDecimal.ZERO;
}
this.amountWaived = this.amountWaived.add(amountWaived.getAmount());
this.amountOutstanding = this.amountOutstanding.subtract(amountWaived.getAmount());
if (determineIfFullyPaid()) {
this.paid = false;
this.waived = true;
}
return amountWaived;
}
this.amountWaived = this.amountOutstanding;
this.amountOutstanding = BigDecimal.ZERO;
this.paid = false;
this.waived = true;
return getAmountWaived(currency);
}
private SavingsAccountTransaction(
final SavingsAccount savingsAccount,
final PaymentDetail paymentDetail,
final Integer typeOf,
final LocalDate transactionLocalDate,
final Money amount,
final boolean isReversed) {
this.savingsAccount = savingsAccount;
this.typeOf = typeOf;
this.dateOf = transactionLocalDate.toDate();
this.amount = amount.getAmount();
this.reversed = isReversed;
this.paymentDetail = paymentDetail;
}
public LoanRepaymentScheduleInstallment fetchRepaymentInstallment(final Money trasferedAmount) {
for (final LoanInstallmentCharge loanChargePerInstallment : this.loanInstallmentCharge) {
if (loanChargePerInstallment.isPending()
&& trasferedAmount
.getAmount()
.equals(
loanChargePerInstallment
.getAmountThroughChargePayment(trasferedAmount.getCurrency())
.getAmount())) {
return loanChargePerInstallment.getRepaymentInstallment();
}
}
return null;
}
public void updateSummary(
final MonetaryCurrency currency,
final List<LoanRepaymentScheduleInstallment> repaymentScheduleInstallments,
final LoanSummaryWrapper summaryWrapper) {
this.totalPrincipalOverdue =
summaryWrapper
.calculateTotalPrincipalOverdueOn(
repaymentScheduleInstallments, currency, DateUtils.getLocalDateOfTenant())
.getAmount();
this.totalInterestOverdue =
summaryWrapper
.calculateTotalInterestOverdueOn(
repaymentScheduleInstallments, currency, DateUtils.getLocalDateOfTenant())
.getAmount();
this.totalFeeChargesOverdue =
summaryWrapper
.calculateTotalFeeChargesOverdueOn(
repaymentScheduleInstallments, currency, DateUtils.getLocalDateOfTenant())
.getAmount();
this.totalPenaltyChargesOverdue =
summaryWrapper
.calculateTotalPenaltyChargesOverdueOn(
repaymentScheduleInstallments, currency, DateUtils.getLocalDateOfTenant())
.getAmount();
final Money totalOverdue =
Money.of(currency, this.totalPrincipalOverdue)
.plus(this.totalInterestOverdue)
.plus(this.totalFeeChargesOverdue)
.plus(this.totalPenaltyChargesOverdue);
this.totalOverdue = totalOverdue.getAmount();
final LocalDate overdueSinceLocalDate =
summaryWrapper.determineOverdueSinceDateFrom(
repaymentScheduleInstallments, currency, DateUtils.getLocalDateOfTenant());
if (overdueSinceLocalDate != null) {
this.overdueSinceDate = overdueSinceLocalDate.toDate();
} else {
this.overdueSinceDate = null;
}
}
public void updateRunningBalance(final Money balance) {
this.runningBalance = balance.getAmount();
}
public void updateSummary(
final MonetaryCurrency currency,
final Money principal,
final List<LoanRepaymentScheduleInstallment> repaymentScheduleInstallments,
final LoanSummaryWrapper summaryWrapper,
final Boolean disbursed) {
this.totalPrincipalDisbursed = principal.getAmount();
this.totalPrincipalRepaid =
summaryWrapper
.calculateTotalPrincipalRepaid(repaymentScheduleInstallments, currency)
.getAmount();
this.totalPrincipalWrittenOff =
summaryWrapper
.calculateTotalPrincipalWrittenOff(repaymentScheduleInstallments, currency)
.getAmount();
this.totalPrincipalOutstanding =
principal.minus(this.totalPrincipalRepaid).minus(this.totalPrincipalWrittenOff).getAmount();
final Money totalInterestCharged =
summaryWrapper.calculateTotalInterestCharged(repaymentScheduleInstallments, currency);
this.totalInterestCharged = totalInterestCharged.getAmount();
this.totalInterestRepaid =
summaryWrapper
.calculateTotalInterestRepaid(repaymentScheduleInstallments, currency)
.getAmount();
this.totalInterestWaived =
summaryWrapper
.calculateTotalInterestWaived(repaymentScheduleInstallments, currency)
.getAmount();
this.totalInterestWrittenOff =
summaryWrapper
.calculateTotalInterestWrittenOff(repaymentScheduleInstallments, currency)
.getAmount();
this.totalInterestOutstanding =
totalInterestCharged
.minus(this.totalInterestRepaid)
.minus(this.totalInterestWaived)
.minus(this.totalInterestWrittenOff)
.getAmount();
final Money totalFeeChargesCharged =
summaryWrapper
.calculateTotalFeeChargesCharged(repaymentScheduleInstallments, currency)
.plus(this.totalFeeChargesDueAtDisbursement);
this.totalFeeChargesCharged = totalFeeChargesCharged.getAmount();
Money totalFeeChargesRepaid =
summaryWrapper.calculateTotalFeeChargesRepaid(repaymentScheduleInstallments, currency);
if (disbursed) {
totalFeeChargesRepaid = totalFeeChargesRepaid.plus(this.totalFeeChargesDueAtDisbursement);
}
this.totalFeeChargesRepaid = totalFeeChargesRepaid.getAmount();
this.totalFeeChargesWaived =
summaryWrapper
.calculateTotalFeeChargesWaived(repaymentScheduleInstallments, currency)
.getAmount();
this.totalFeeChargesWrittenOff =
summaryWrapper
.calculateTotalFeeChargesWrittenOff(repaymentScheduleInstallments, currency)
.getAmount();
this.totalFeeChargesOutstanding =
totalFeeChargesCharged
.minus(this.totalFeeChargesRepaid)
.minus(this.totalFeeChargesWaived)
.minus(this.totalFeeChargesWrittenOff)
.getAmount();
final Money totalPenaltyChargesCharged =
summaryWrapper.calculateTotalPenaltyChargesCharged(repaymentScheduleInstallments, currency);
this.totalPenaltyChargesCharged = totalPenaltyChargesCharged.getAmount();
this.totalPenaltyChargesRepaid =
summaryWrapper
.calculateTotalPenaltyChargesRepaid(repaymentScheduleInstallments, currency)
.getAmount();
this.totalPenaltyChargesWaived =
summaryWrapper
.calculateTotalPenaltyChargesWaived(repaymentScheduleInstallments, currency)
.getAmount();
this.totalPenaltyChargesWrittenOff =
summaryWrapper
.calculateTotalPenaltyChargesWrittenOff(repaymentScheduleInstallments, currency)
.getAmount();
this.totalPenaltyChargesOutstanding =
totalPenaltyChargesCharged
.minus(this.totalPenaltyChargesRepaid)
.minus(this.totalPenaltyChargesWaived)
.minus(this.totalPenaltyChargesWrittenOff)
.getAmount();
final Money totalExpectedRepayment =
Money.of(currency, this.totalPrincipalDisbursed)
.plus(this.totalInterestCharged)
.plus(this.totalFeeChargesCharged)
.plus(this.totalPenaltyChargesCharged);
this.totalExpectedRepayment = totalExpectedRepayment.getAmount();
final Money totalRepayment =
Money.of(currency, this.totalPrincipalRepaid)
.plus(this.totalInterestRepaid)
.plus(this.totalFeeChargesRepaid)
.plus(this.totalPenaltyChargesRepaid);
this.totalRepayment = totalRepayment.getAmount();
final Money totalExpectedCostOfLoan =
Money.of(currency, this.totalInterestCharged)
.plus(this.totalFeeChargesCharged)
.plus(this.totalPenaltyChargesCharged);
this.totalExpectedCostOfLoan = totalExpectedCostOfLoan.getAmount();
final Money totalCostOfLoan =
Money.of(currency, this.totalInterestRepaid)
.plus(this.totalFeeChargesRepaid)
.plus(this.totalPenaltyChargesRepaid);
this.totalCostOfLoan = totalCostOfLoan.getAmount();
final Money totalWaived =
Money.of(currency, this.totalInterestWaived)
.plus(this.totalFeeChargesWaived)
.plus(this.totalPenaltyChargesWaived);
this.totalWaived = totalWaived.getAmount();
final Money totalWrittenOff =
Money.of(currency, this.totalPrincipalWrittenOff)
.plus(this.totalInterestWrittenOff)
.plus(this.totalFeeChargesWrittenOff)
.plus(this.totalPenaltyChargesWrittenOff);
this.totalWrittenOff = totalWrittenOff.getAmount();
final Money totalOutstanding =
Money.of(currency, this.totalPrincipalOutstanding)
.plus(this.totalInterestOutstanding)
.plus(this.totalFeeChargesOutstanding)
.plus(this.totalPenaltyChargesOutstanding);
this.totalOutstanding = totalOutstanding.getAmount();
}
