private TOA1001001 get100004RtnBean(String message) {

    T100004Toa toa = T100004Toa.getToa(message);
    TOA1001001 toa1001001 = null;
    String retcode_head = toa.INFO.RET_CODE; // 报文头返回码
    toa1001001 = new TOA1001001();
    toa1001001.header.REQ_SN = toa.INFO.REQ_SN;
    toa1001001.header.TX_CODE = toa.INFO.TRX_CODE;

    if ("0000".equals(retcode_head)) { // 报文头“0000”:处理完成
      T100004Toa.Body.BodyDetail bodyDetail = toa.BODY.RET_DETAILS.get(0);
      String retcode_detl = bodyDetail.RET_CODE;
      if ("0000".equals(retcode_detl)) { // 交易成功的唯一标志
        toa1001001.header.RETURN_CODE = TxnStatus.TXN_SUCCESS.getCode();
        toa1001001.header.RETURN_MSG = TxnStatus.TXN_SUCCESS.getTitle();
        toa1001001.body.ACCOUNT_NAME = bodyDetail.ACCOUNT_NAME;
        toa1001001.body.ACCOUNT_NO = bodyDetail.ACCOUNT_NO;
        toa1001001.body.AMOUNT = new BigDecimal(bodyDetail.AMOUNT).divide(new BigDecimal(100));
      } else {
        toa1001001.header.RETURN_CODE = TxnStatus.TXN_FAILED.getCode();
        toa1001001.header.RETURN_MSG = "[" + retcode_detl + "]" + bodyDetail.ERR_MSG;
      }
    } else if (retcode_head.startsWith("1")) { // 交易失败
      toa1001001.header.RETURN_CODE = TxnStatus.TXN_FAILED.getCode();
      toa1001001.header.RETURN_MSG = "[" + toa.INFO.RET_CODE + "]" + toa.INFO.ERR_MSG;
    } else if (retcode_head.startsWith("2")) { // 待查询
      toa1001001.header.RETURN_CODE = TxnStatus.TXN_QRY_PEND.getCode();
      toa1001001.header.RETURN_MSG = TxnStatus.TXN_QRY_PEND.getTitle();
    } else { // 待查询
      toa1001001.header.RETURN_CODE = TxnStatus.TXN_QRY_PEND.getCode();
      toa1001001.header.RETURN_MSG = TxnStatus.TXN_QRY_PEND.getTitle();
    }
    return toa1001001;
  }
  private TOA1001001 get100001RtnBean(String message) {

    T100001Toa toa = T100001Toa.getToa(message);
    String retcode_head = toa.INFO.RET_CODE; // 报文头返回码
    TOA1001001 toa1001001 = new TOA1001001();
    toa1001001.header.REQ_SN = toa.INFO.REQ_SN;
    toa1001001.header.TX_CODE = toa.INFO.TRX_CODE;
    if (retcode_head.startsWith("1")) {
      toa1001001.header.RETURN_CODE = TxnStatus.TXN_FAILED.getCode();
      toa1001001.header.RETURN_MSG = "[" + retcode_head + "]" + toa.INFO.ERR_MSG;
    } else {
      toa1001001.header.RETURN_CODE = TxnStatus.TXN_QRY_PEND.getCode();
      toa1001001.header.RETURN_MSG =
          "[" + retcode_head + "]" + toa.INFO.ERR_MSG + "。" + TxnStatus.TXN_QRY_PEND.getTitle();
    }
    return toa1001001;
  }