Ejemplo n.º 1
0
  private String[][] getCashFlow() {
    String rows[][] = new String[sidit.getNoteTerm()][9];
    double prin = sidit.getFmv();
    double growth = sidit.getAssetGrowth();
    double income = sidit.getAssetIncome();
    double pay[] = sidit.getNotePayment();
    double premium = sidit.getLifePremium();
    double lifeYears = sidit.getLifePremiumYears();
    double noteBalance[] = sidit.getNoteBalance();

    for (int i = 0; i < sidit.getNoteTerm(); i++) {
      rows[i][0] = Integer.toString(i + 1);
      rows[i][1] = dollar.format(prin);
      rows[i][2] = dollar.format(prin * growth);
      rows[i][3] = dollar.format(prin * income);
      rows[i][4] = dollar.format(-pay[i]);
      if (i < lifeYears) {
        rows[i][5] = dollar.format(-premium);
      } else {
        rows[i][5] = "";
        premium = 0;
      }

      prin = prin * (1 + growth + income) - pay[i] - premium;
      rows[i][6] = dollar.format(prin);
      rows[i][7] = dollar.format(prin + sidit.getLifeDeathBenefit() - noteBalance[i]);
      rows[i][8] =
          "[border=l+r+b][border=r+b][border=r+b][border=r+b][border=r+b][border=r+b,color="
              + makeColor(0, 0, 24)
              + "][border=r+b][border=r+b]";
    }

    return rows;
  }
Ejemplo n.º 2
0
  // Include table
  public void page4() {
    drawBorder(pageIcon, "IDIT");
    drawHeader(userInfo.getClientHeading(), "Intentionally Defective Irrevocable Trust (IDIT)");

    // Summary
    Rectangle rct = new Rectangle(prctTop);
    PageTable table = new PageTable(writer);
    table.setTableFormat(rct, 3);
    table.setTableFont("arial.TTF");
    table.setTableFontBold("arialbd.TTF");
    table.setFontSize(12);
    float widths[] = {.45f, .1f, .45f};
    int alignments[] = {PdfPCell.ALIGN_LEFT, PdfPCell.ALIGN_CENTER, PdfPCell.ALIGN_RIGHT};
    table.setColumnWidths(widths);
    table.setColumnAlignments(alignments);

    String noteStructure = "Annual Level Principal + Interest";

    if (sidit.getNoteType() == 1) noteStructure = "Annual Amoritized";
    if (sidit.getNoteType() == 2) noteStructure = "Annual Interest + Balloon";

    String cells[][] = {
      {"SUMMARY", "", "", "[colspan=3,align=center,bold=1][][]"},
      {"", "", "", "[][][]"},
      {
        "Value of Assets to be Sold (pre discount)",
        "",
        dollar.format(sidit.getFmv() - sidit.getGiftAmount()),
        "[][][]"
      },
      {
        "Discount",
        "",
        percent.format(1.0 - (sidit.getDmv() / (sidit.getFmv() - sidit.getGiftAmount()))),
        "[][][]"
      },
      {"Net Value of Assets Sold", "", dollar.format(sidit.getDmv()), "[][][]"},
      {"Amount of Gift to Trust", "", dollar.format(sidit.getGiftAmount()), "[][][]"},
      {"Total Amount of Trust Assets", "", dollar.format(sidit.getFmv()), "[][][]"},
      {
        "Yield on Trust Assets(Growth/Income)",
        "",
        percent.format(sidit.getAssetGrowth() + sidit.getAssetIncome()),
        "[][][]"
      },
      {"Note Value", "", dollar.format(sidit.getDmv()), "[][][]"},
      {"Note Term", "", number.format(sidit.getNoteTerm()), "[][][]"},
      {"Note Interest Rate per Year", "", percent.format(sidit.getNoteRate()), "[][][]"},
      {"Note Payout Structure", "", noteStructure, "[][][]"},
      {
        "Life Premium (paid for " + Integer.toString(sidit.getNoteTerm()) + " years)",
        "",
        dollar.format(sidit.getLifePremium()),
        "[][][]"
      },
      {"Life Death Benefit", "", dollar.format(sidit.getLifeDeathBenefit()), "[][][]"}
    };

    table.buildTableEx(cells);
    table.drawTable();

    // Build the Cash Flow Table here!!!!
    // Draw cash flow table
    rct = new Rectangle(prctBottom);
    rct.setTop(rct.getTop() + (1.f * 72));
    float widths2[] = {.1f, .2f, .2f, .2f, .2f, .1f, .2f, .2f};
    int alignments2[] = {
      PdfPCell.ALIGN_CENTER,
      PdfPCell.ALIGN_RIGHT,
      PdfPCell.ALIGN_RIGHT,
      PdfPCell.ALIGN_RIGHT,
      PdfPCell.ALIGN_RIGHT,
      PdfPCell.ALIGN_RIGHT,
      PdfPCell.ALIGN_RIGHT,
      PdfCell.ALIGN_RIGHT
    };

    PageTable cashFlow = new PageTable(writer);
    cashFlow.setTableFormat(rct, 8);
    cashFlow.setTableFont("arial.TTF");
    cashFlow.setTableFontBold("arialbd.TTF");
    cashFlow.setFontSize(8);

    cashFlow.setColumnWidths(widths2);
    cashFlow.setColumnAlignments(alignments2);

    String heading[][] = {
      {
        "Trust Cash Flow",
        "",
        "",
        "",
        "",
        "",
        "",
        "",
        "[bold=1,colspan=8,align=center,ptsize=12][][][][][][][]"
      },
      {" ", "", "", "", "", "", "", "", "[][][][][][][][]"},
      {
        "Year",
        "Beg. Principal",
        "Growth",
        "Income",
        "Payout",
        "Premium Payment",
        "End Principal",
        "Amt. to Family *",
        "[bold=1,border=l+t+b+r,align=center][bold=1,border=l+t+b+r,align=center]"
            + "[bold=1,border=l+t+b+r,align=center][bold=1,border=l+t+b+r,align=center]"
            + "[bold=1,border=l+t+b+r,align=center][bold=1,border=l+t+b+r,align=center]"
            + "[bold=1,border=l+t+b+r,align=center][bold=1,border=l+t+b+r,align=center]"
      }
    };

    String rows[][] = getCashFlow();
    String singleRow[][] = new String[1][7];

    String cont[][] = {
      {
        "[Continued on Next Page]",
        "",
        "",
        "",
        "",
        "",
        "",
        "[bold=1,colspan=7,align=center][][][][][][][]"
      },
      {" ", "", "", "", "", "", "", "[][][][][][][][]"}
    };

    int idx = 0;

    if (sidit.getNoteTerm() > 17) {
      cashFlow.buildTableEx(heading);
      while (idx < 12) {
        singleRow[0] = rows[idx++];
        cashFlow.buildTableEx(singleRow);
      }
      cashFlow.buildTableEx(cont);
      cashFlow.drawTable();

      // Draw the following label at the bottom
      String lb1 =
          "* Includes life insurance should death occur at any year minus the value of the note.";

      drawLabel(lb1, prctBottom, "GARA.TTF", new Color(64, 64, 64), 9, LBL_LEFT, LBL_BOTTOM);

      newPage(); // We need to go to a new page

      // Redraw heading
      drawBorder(pageIcon, "IDIT");
      drawHeader(userInfo.getClientHeading(), "Intentionaly Defective Irrevocable Trust");

      // Readraw Table Heading
      rct = new Rectangle(prctTop);
      cashFlow = new PageTable(writer);
      cashFlow.setTableFormat(rct, 8);
      cashFlow.setTableFont("arial.TTF");
      cashFlow.setTableFontBold("arialbd.TTF");
      cashFlow.setFontSize(8);
      cashFlow.setColumnWidths(widths2);
      cashFlow.setColumnAlignments(alignments2);

      heading[0][0] = "Trust Cash Flow (Cont.)";
      cashFlow.buildTableEx(heading);

      // Include the missing rows
      while (idx < sidit.getNoteTerm()) {
        singleRow[0] = rows[idx++];
        cashFlow.buildTableEx(singleRow);
      }
      cashFlow.drawTable();
      drawLabel(lb1, prctBottom, "GARA.TTF", new Color(64, 64, 64), 9, LBL_LEFT, LBL_BOTTOM);
    } else {
      cashFlow.buildTableEx(heading);
      cashFlow.buildTableEx(getCashFlow());
      cashFlow.drawTable();
      // Draw the following label at the bottom
      String lb1 =
          "* Includes life insurance should death occur at any year minus the value of the note.";
      drawLabel(lb1, prctBottom, "GARA.TTF", new Color(64, 64, 64), 9, LBL_LEFT, LBL_BOTTOM);
    }
  }
Ejemplo n.º 3
0
  public void page3() {
    drawBorder(pageIcon, "IDIT");
    drawHeader(userInfo.getClientHeading(), "Intentionally Defective Irrevocable Trust (IDIT)");

    Rectangle rct = new Rectangle(prctTop);

    rct.setTop(rct.getTop() - (12 * _1_4TH));
    rct.setBottom(rct.getBottom() - _1_4TH);
    rct.setLeft(rct.getLeft() - _1_4TH);

    if (useLLC) {
      if (userInfo.isSingle()) {
        if (userInfo.getClientGender().equalsIgnoreCase("M")) {
          drawDiagram("LLC-SIDIT-M.png", rct, CNTR_TB + CNTR_LR);
        } else {
          drawDiagram("LLC-SIDIT-F.png", rct, CNTR_TB + CNTR_LR);
        }
      } else {
        drawDiagram("LLC-SIDIT.png", rct, CNTR_TB + CNTR_LR);
      }

    } else {
      if (userInfo.isSingle()) {
        if (userInfo.getClientGender().equalsIgnoreCase("M")) {
          drawDiagram("SIDIT-M.png", rct, CNTR_TB + CNTR_LR);
        } else {
          drawDiagram("SIDIT-F.png", rct, CNTR_TB + CNTR_LR);
        }
      } else {
        drawDiagram("SIDIT.png", rct, CNTR_LR + CNTR_TB);
      }
    }

    // We now need the values placed on the left hand side of the page!
    // Now do the table.
    Rectangle lrct = new Rectangle(prctLLeft);
    lrct.setTop(lrct.getTop() - (_1_2TH + _1_4TH));

    drawSection(
        lrct,
        "Comparison in " + Integer.toString(sidit.getFinalDeath()) + " Years",
        new String[0],
        0);

    rct = new Rectangle(prctLLeft);
    rct.setTop(rct.getTop() - (_1_2TH + _1_2TH));

    PageTable table = new PageTable(writer);
    table.setTableFormat(rct, 4);
    CellInfoFactory cif = new CellInfoFactory();
    BaseFont baseFont = PageUtils.LoadFont("GARA.TTF");
    BaseFont baseFontBold = PageUtils.LoadFont("GARABD.TTF");

    float ptSize = 10f;
    cif.setDefaultFont(new Font(baseFont, ptSize));
    Color green = new Color(0, 176, 0);
    Color red = new Color(192, 0, 0);
    Font fontBold = new Font(baseFontBold, ptSize, Font.NORMAL);
    Font fontBGreen = new Font(baseFontBold, ptSize, Font.NORMAL, green);
    Font fontBRed = new Font(baseFontBold, ptSize, Font.NORMAL, red);

    double f = sidit.getFinalBalance();
    double t = f * .55;
    double result = f - t;

    double balance = sidit.getBalance()[sidit.getFinalDeath() - 1] + sidit.getLifeDeathBenefit();

    double note = sidit.getNoteBalance()[0];
    double noteTax = note * .55;
    double noteValueToFamily = note - noteTax;

    CellInfo cellData[][] = {
      // Column Headers
      {
        cif.getCellInfo(" "),
        cif.getCellInfo("Keep in the Estate", Element.ALIGN_CENTER, fontBold),
        cif.getCellInfo("IDIT", Element.ALIGN_CENTER, fontBold),
        cif.getCellInfo("Difference", Element.ALIGN_CENTER, fontBold)
      },
      {
        cif.getCellInfo("Estate/Gift Taxable:"),
        cif.getCellInfo(dollar.format(f), Element.ALIGN_CENTER, fontBold),
        cif.getCellInfo(dollar.format(note) + " **", Element.ALIGN_CENTER, fontBold),
        cif.getCellInfo(dollar.format(f - note), Element.ALIGN_CENTER, fontBold)
      },
      {
        cif.getCellInfo("Total Estate/Gift Taxes:"),
        cif.getCellInfo(dollar.format(t), Element.ALIGN_CENTER, fontBRed),
        cif.getCellInfo(dollar.format(noteTax), Element.ALIGN_CENTER, fontBRed),
        cif.getCellInfo(dollar.format(t - noteTax), Element.ALIGN_CENTER, fontBRed),
      },
      {
        cif.getCellInfo("Life Insurance:"),
        cif.getCellInfo("0", Element.ALIGN_CENTER, fontBGreen),
        cif.getCellInfo(
            dollar.format(sidit.getLifeDeathBenefit()), Element.ALIGN_CENTER, fontBGreen),
        cif.getCellInfo(
            dollar.format(sidit.getLifeDeathBenefit()), Element.ALIGN_CENTER, fontBGreen),
      },
      {
        cif.getCellInfo("Total to Family"),
        cif.getCellInfo(dollar.format(result), Element.ALIGN_CENTER, fontBGreen),
        cif.getCellInfo(
            dollar.format(balance + noteValueToFamily), Element.ALIGN_CENTER, fontBGreen),
        cif.getCellInfo(
            dollar.format((balance + noteValueToFamily) - result),
            Element.ALIGN_CENTER,
            fontBGreen),
      },
    };

    // Do the chart

    DefaultCategoryDataset dataSet = new DefaultCategoryDataset();
    String series1 = "Keep in Estate";
    String series2 = "IDIT";

    String cat1 = "Estate Taxes";
    String cat2 = "Total to Family";

    dataSet.addValue(t, series1, cat1);
    dataSet.addValue(noteTax, series2, cat1);

    dataSet.addValue(result, series1, cat2);
    dataSet.addValue(balance + noteValueToFamily, series2, cat2);

    BarChart barChart = new BarChart();

    barChart.setTitle("IDIT Comparison");
    barChart.setDataSet(dataSet);
    Rectangle barRect = new Rectangle(prctLRight);
    barRect.setRight(barRect.getRight() + _1_2TH);
    barChart.setRect(barRect);
    barChart.generateBarChart();
    barChart.setSeriesColor(new Color(0xff0000), new Color(0x00ff00));
    barChart.setColor(0, Color.red);
    barChart.setColor(1, Color.green);
    barChart.setLablesOff(true);
    Image img = barChart.getBarChartImage();
    drawDiagram(img, barRect, 0, 72);
    table.setTableData(cellData);
    table.drawTable();

    drawLabel(
        "** The value(s) of the note is kept inside the taxable estate.",
        prctBottom,
        "GARA.TTF",
        new Color(64, 64, 64),
        9,
        LBL_LEFT,
        LBL_BOTTOM);
  }