/**
* 垫付收款处理。（垫付账户—〉投资人账户）
*
* @param claimGatherPlanSequence 收款计划流水
* @return
*/
public Response prepaidGather(Long claimGatherPlanSequence) {
ClaimGatherPlan claimGatherPlan = claimGatherPlanRepository.findOne(claimGatherPlanSequence);
if (ClaimGatherPlanStatusEnum.NOT_PAID.getCode().intValue()
!= claimGatherPlan.getClaimGatherPlanStatus().intValue()
&& ClaimGatherPlanStatusEnum.OVERDUE.getCode().intValue()
!= claimGatherPlan.getClaimGatherPlanStatus().intValue()
&& ClaimGatherPlanStatusEnum.PAID_FAILURE.getCode().intValue()
!= claimGatherPlan.getClaimGatherPlanStatus().intValue()) {
return Response.response(ResponseConstants.CommonCode.NOT_DEFINE_CODE, "债权收款只能未收和收款失败");
}
Long p2pPrepaidAccount = null; // SDT1垫付户
List<ThirdPaymentAccount> thirdPaymentAccountList =
accountThirdRepository.findByThirdPaymentIdType(
ThirdPaymentAccountTypeEnum.P2P_CAPITAL_PAYFORSOMEBODY_ACCOUNT.getCode());
if (CollectionUtil.isEmpty(thirdPaymentAccountList)) {
return Response.response(ResponseConstants.CommonCode.NOT_DEFINE_CODE, "SDT1垫付账户不存在");
} else {
p2pPrepaidAccount = thirdPaymentAccountList.get(0).getAccountSequence();
}
return bondPayOffManager.exeGather(
claimGatherPlan, p2pPrepaidAccount, TradeTypeEnum.PREPAID_GATHERING);
}
/**
* 风险备用金订单。
*
* @return
*/
@Transactional(rollbackFor = {Exception.class, RuntimeException.class})
public AccountOrder creRiskFundFeesOrder(
ClaimPayPlan claimPayPlan, Long payAccountSequence, Investment investment) {
BigDecimal thirdPaymentIdBalance = BigDecimal.ZERO;
// P2P平台管理费
ThirdPaymentAccount thirdPaymentAccount =
accountThirdRepository.findByAccountSequence(claimPayPlan.getPayAccountSequence());
if (thirdPaymentAccount != null) {
thirdPaymentIdBalance = thirdPaymentAccount.getThirdPaymentIdBalance();
}
// 风险备用金
BigDecimal claimPayPlanRiskFee = claimPayPlan.getClaimPayPlanRiskFee();
Long p2pGatherAccount = null;
List<ThirdPaymentAccount> thirdPaymentAccountList =
accountThirdRepository.findByThirdPaymentIdType(
ThirdPaymentAccountTypeEnum.P2P_RISK_ACCOUNT.getCode());
if (CollectionUtil.isEmpty(thirdPaymentAccountList)) {
p2pGatherAccount = 0000L;
} else {
p2pGatherAccount = thirdPaymentAccountList.get(0).getAccountSequence();
}
// 新增订单
AccountOrder accountOrder = new AccountOrder();
accountOrder.setTradeDate(new Date());
accountOrder.setOrderStatus(OrderStatusEnum.PAYING.getCode()); // 订单状态
accountOrder.setTradeType(TradeTypeEnum.P2P_ACCOUNT_RISK_RESERVE_FUND.getCode()); // 交易类型
accountOrder.setTradeAmount(claimPayPlanRiskFee);
accountOrder.setCommodityTablePrimaryKeyValue(claimPayPlan.getClaimPayPlanSequence());
accountOrder.setPayAccountSequence(payAccountSequence);
accountOrder.setGatherAccountSequence(p2pGatherAccount);
accountOrder.setTradeDescription(investment.getInvestmentName());
accountOrder.setCashFlowId(P2pUtil.generate20Random(OrderIDRuleEnum.FEE));
accountOrder.setPayerThirdPaymentIdBalance(thirdPaymentIdBalance);
accountOrder.setGatherThirdPaymentIdBalance(BigDecimal.ZERO);
accountOrder.setOrderEditDate(new Date());
accountOrder.setRecordStatus(RecStatusEnum.UNTREATED.getCode());
accountOrder = accountOrderRepository.save(accountOrder);
// 生成用户订单状态历史
AccountOrderHistory accountOrderHistory = new AccountOrderHistory();
accountOrderHistory.setAccountOrderSequence(accountOrder.getAccountOrderSequence());
accountOrderHistory.setOrderStatus(OrderStatusEnum.PAYING.getCode());
accountOrderHistory.setOrderStatusChangeDate(new Date());
accountOrderHistory = accountOrderHistoryRepository.save(accountOrderHistory);
return accountOrder;
}
@Transactional(rollbackFor = {Exception.class, RuntimeException.class})
public synchronized void updateClaimPayPlan(String orderId, boolean isResult) {
List<AccountOrder> accountOrderList = accountOrderRepository.findByCashFlowId(orderId);
AccountOrder accountOrder = accountOrderList.get(0);
Long count =
accountOrderRepository.getCountPayPlanNotSuccess(
accountOrder.getCommodityTablePrimaryKeyValue());
if (count == 0) {
ClaimPayPlan claimPayPlan =
claimPayPlanRepository.findOne(accountOrder.getCommodityTablePrimaryKeyValue());
// 取得项目的借款人
Long loanDataSequence = null;
LoanData loanData = null;
LoanCut loanCut = null;
List<InvestmentAccountReference> investmentAccountReferenceList =
investmentAccountReferenceRepository.findByInvestmentSequence(
claimPayPlan.getInvestmentSequence());
if (!CollectionUtil.isEmpty(investmentAccountReferenceList)) {
loanDataSequence = investmentAccountReferenceList.get(0).getLoanDataSequence();
loanData = loanDataRepository.findOne(loanDataSequence);
if (loanData != null) {
loanCut =
loanCutRepository.findByInvestmentBusinessCodeAndLoanPeriod(
loanData.getInvestmentBusinessCode(), claimPayPlan.getClaimPayPlanNumber());
}
}
if (loanCut != null
&& loanCut.getTotalShouldGet().compareTo(loanCut.getTotalActulGet()) == 0) {
// 若垫付时借款人已还
claimPayPlan.setClaimPayPlanStatus(ClaimPayPlanStatusEnum.PAID.getCode());
claimPayPlan.setRecordEditDate(new Date());
claimPayPlanRepository.save(claimPayPlan);
Investment investment = investmentRepository.findOne(claimPayPlan.getInvestmentSequence());
// 期数
final int investmentPeriod =
Integer.valueOf(
dictionaryUtil.getDicChinaMean(
DictionaryEnum.T_INV.getCode()
+ DictionaryEnum.T_INV_INV_PERIOD.getCode()
+ investment.getInvestmentPeriod()));
// 最后一期还款成功
if (investmentPeriod == claimPayPlan.getClaimPayPlanNumber().intValue()) {
investment.setInvestmentStatus(InvestmentStatusEnum.REPAY_FINISH.getCode());
investment.setInvestmentOverDate(new Date());
investmentRepository.save(investment);
}
} else {
// final Date sysDate = dealRepository.getSystemTime();
// 更新债权还款计划状态-〉 逾期已垫付
claimPayPlan.setClaimPayPlanStatus(ClaimPayPlanStatusEnum.OVERDUE_PAID.getCode());
claimPayPlan.setRecordEditDate(new Date());
claimPayPlanRepository.save(claimPayPlan);
insertClaimPayPlanHistory(new Date(), claimPayPlan);
}
}
}
/**
* 垫付平台管理费和风险备用金
*
* @return
*/
public Response bondPrepaid(Long claimPayPlanSequence) {
AccountOrder feeOrder = null;
AccountOrder riskfeeOrder = null;
PayResult payResultFee;
PayResult payResultRisk;
ClaimPayPlan claimPayPlan = claimPayPlanRepository.findOne(claimPayPlanSequence);
if (claimPayPlan == null) {
return Response.response(ResponseConstants.CommonCode.NOT_DEFINE_CODE, "债权还款计划不存在");
}
if (ClaimPayPlanStatusEnum.OVERDUE.getCode().intValue()
!= claimPayPlan.getClaimPayPlanStatus().intValue()) {
return Response.response(ResponseConstants.CommonCode.NOT_DEFINE_CODE, "债权还款计划状态不正确");
}
// 查询垫付清单
ClaimPayPlanHistory claimPayPlanHistory =
claimPayPlanHistoryRepository.findOverduePaidPlanHistoryByStatus(
claimPayPlanSequence, OVERDUE_PAY_DAYS, ClaimPayPlanStatusEnum.OVERDUE.getCode());
if (claimPayPlanHistory == null) {
return Response.response(ResponseConstants.CommonCode.NOT_DEFINE_CODE, "垫付清单没有生成");
}
// 用垫付用历史记录清单的罚息，逾期天数，执行垫付。
claimPayPlan.setClaimPayPlanDelayDays(claimPayPlanHistory.getClaimPayPlanDelayDays());
claimPayPlan.setClaimPayPlanJusticeInterest(
claimPayPlanHistory.getClaimPayPlanJusticeInterest());
Long p2pPrepaidAccount = null; // SDT1垫付户
List<ThirdPaymentAccount> thirdPaymentAccountList =
accountThirdRepository.findByThirdPaymentIdType(
ThirdPaymentAccountTypeEnum.P2P_CAPITAL_PAYFORSOMEBODY_ACCOUNT.getCode());
if (CollectionUtil.isEmpty(thirdPaymentAccountList)) {
p2pPrepaidAccount = 0000L;
} else {
p2pPrepaidAccount = thirdPaymentAccountList.get(0).getAccountSequence();
}
Investment investment = investmentRepository.findOne(claimPayPlan.getInvestmentSequence());
// 检查是否已经存在 订单
List<AccountOrder> feeOrderList =
accountOrderRepository.findByCommodityTablePrimaryKeyValueAndTradeType(
claimPayPlan.getClaimPayPlanSequence(), TradeTypeEnum.P2P_ACCOUNT_SERVICE.getCode());
if (!CollectionUtil.isEmpty(feeOrderList)) {
feeOrder = feeOrderList.get(0);
if (OrderStatusEnum.PAYMENT_FALIUE.getCode().compareTo(feeOrder.getOrderStatus()) == 0) {
// 失败场合 补单
// 2.1. 调用第三方支付
payResultFee = hFTransfer2Platform(feeOrder, p2pPrepaidAccount);
bondPayOffManager.platformManagementAfter(
payResultFee.getOrdId(), payResultFee.isResult(), payResultFee.getMessage());
} else if (OrderStatusEnum.PAYING.getCode().compareTo(feeOrder.getOrderStatus()) == 0) {
return Response.response(ResponseConstants.CommonCode.SUCCESS_CODE, "P2P平台账户管理服务费正在处理中...");
} else {
payResultFee = new PayResult();
payResultFee.setResult(true);
payResultFee.setOrdId(String.valueOf(feeOrder.getCashFlowId()));
}
} else {
Long p2pPfAccount = null; // 平台资金账户
thirdPaymentAccountList =
accountThirdRepository.findByThirdPaymentIdType(
ThirdPaymentAccountTypeEnum.P2P_CAPITAL_ACCOUNT.getCode());
if (CollectionUtil.isEmpty(thirdPaymentAccountList)) {
p2pPfAccount = 0000L;
} else {
p2pPfAccount = thirdPaymentAccountList.get(0).getAccountSequence();
}
// 误差调整
BigDecimal pmFee = doBalance(claimPayPlan, p2pPrepaidAccount, investment, p2pPfAccount);
// 1.1 生成订单P2P平台管理费
feeOrder =
crePlatformManagementFeesOrder(
claimPayPlan, p2pPrepaidAccount, p2pPfAccount, investment, pmFee);
payResultFee = hFTransfer2Platform(feeOrder, p2pPrepaidAccount);
bondPayOffManager.platformManagementAfter(
payResultFee.getOrdId(), payResultFee.isResult(), payResultFee.getMessage());
}
// 取得失败 订单信息
List<AccountOrder> riskfeeOrderList =
accountOrderRepository.findByCommodityTablePrimaryKeyValueAndTradeType(
claimPayPlan.getClaimPayPlanSequence(),
TradeTypeEnum.P2P_ACCOUNT_RISK_RESERVE_FUND.getCode());
if (!CollectionUtil.isEmpty(riskfeeOrderList)) {
riskfeeOrder = riskfeeOrderList.get(0);
if (OrderStatusEnum.PAYMENT_FALIUE.getCode().compareTo(riskfeeOrder.getOrderStatus()) == 0) {
// 失败场合 补单
// 2.1. 调用第三方支付
payResultRisk = hFTransfer2Platform(riskfeeOrder, p2pPrepaidAccount);
bondPayOffManager.riskReserveFundFeeAfter(
payResultRisk.getOrdId(), payResultRisk.isResult(), payResultRisk.getMessage());
} else if (OrderStatusEnum.PAYING.getCode().compareTo(riskfeeOrder.getOrderStatus()) == 0) {
return Response.response(
ResponseConstants.CommonCode.SUCCESS_CODE, "p2p平台账户还款风险备用金正在处理中...");
} else {
payResultRisk = new PayResult();
payResultRisk.setOrdId(String.valueOf(riskfeeOrder.getCashFlowId()));
payResultRisk.setResult(true);
}
} else {
// 1.2 生成订单P2P风险备用金
riskfeeOrder = creRiskFundFeesOrder(claimPayPlan, p2pPrepaidAccount, investment);
payResultRisk = hFTransfer2Platform(riskfeeOrder, p2pPrepaidAccount);
bondPayOffManager.riskReserveFundFeeAfter(
payResultRisk.getOrdId(), payResultRisk.isResult(), payResultRisk.getMessage());
}
// 4.
if (!payResultFee.isResult() || !payResultRisk.isResult()) {
// 有支付失败的场合
return Response.response(
ResponseConstants.CommonCode.NOT_DEFINE_CODE,
payResultFee.getMessage() + " " + payResultRisk.getMessage());
}
// 5.债权还款计划状态
this.updateClaimPayPlan(payResultRisk.getOrdId(), true);
return Response.response(ResponseConstants.CommonCode.SUCCESS_CODE, "平台管理费和风险备用金垫付成功");
}