private String[][] getCashFlow() {
String rows[][] = new String[sidit.getNoteTerm()][9];
double prin = sidit.getFmv();
double growth = sidit.getAssetGrowth();
double income = sidit.getAssetIncome();
double pay[] = sidit.getNotePayment();
double premium = sidit.getLifePremium();
double lifeYears = sidit.getLifePremiumYears();
double noteBalance[] = sidit.getNoteBalance();
for (int i = 0; i < sidit.getNoteTerm(); i++) {
rows[i][0] = Integer.toString(i + 1);
rows[i][1] = dollar.format(prin);
rows[i][2] = dollar.format(prin * growth);
rows[i][3] = dollar.format(prin * income);
rows[i][4] = dollar.format(-pay[i]);
if (i < lifeYears) {
rows[i][5] = dollar.format(-premium);
} else {
rows[i][5] = "";
premium = 0;
}
prin = prin * (1 + growth + income) - pay[i] - premium;
rows[i][6] = dollar.format(prin);
rows[i][7] = dollar.format(prin + sidit.getLifeDeathBenefit() - noteBalance[i]);
rows[i][8] =
"[border=l+r+b][border=r+b][border=r+b][border=r+b][border=r+b][border=r+b,color="
+ makeColor(0, 0, 24)
+ "][border=r+b][border=r+b]";
}
return rows;
}
public void page3() {
drawBorder(pageIcon, "IDIT");
drawHeader(userInfo.getClientHeading(), "Intentionally Defective Irrevocable Trust (IDIT)");
Rectangle rct = new Rectangle(prctTop);
rct.setTop(rct.getTop() - (12 * _1_4TH));
rct.setBottom(rct.getBottom() - _1_4TH);
rct.setLeft(rct.getLeft() - _1_4TH);
if (useLLC) {
if (userInfo.isSingle()) {
if (userInfo.getClientGender().equalsIgnoreCase("M")) {
drawDiagram("LLC-SIDIT-M.png", rct, CNTR_TB + CNTR_LR);
} else {
drawDiagram("LLC-SIDIT-F.png", rct, CNTR_TB + CNTR_LR);
}
} else {
drawDiagram("LLC-SIDIT.png", rct, CNTR_TB + CNTR_LR);
}
} else {
if (userInfo.isSingle()) {
if (userInfo.getClientGender().equalsIgnoreCase("M")) {
drawDiagram("SIDIT-M.png", rct, CNTR_TB + CNTR_LR);
} else {
drawDiagram("SIDIT-F.png", rct, CNTR_TB + CNTR_LR);
}
} else {
drawDiagram("SIDIT.png", rct, CNTR_LR + CNTR_TB);
}
}
// We now need the values placed on the left hand side of the page!
// Now do the table.
Rectangle lrct = new Rectangle(prctLLeft);
lrct.setTop(lrct.getTop() - (_1_2TH + _1_4TH));
drawSection(
lrct,
"Comparison in " + Integer.toString(sidit.getFinalDeath()) + " Years",
new String[0],
0);
rct = new Rectangle(prctLLeft);
rct.setTop(rct.getTop() - (_1_2TH + _1_2TH));
PageTable table = new PageTable(writer);
table.setTableFormat(rct, 4);
CellInfoFactory cif = new CellInfoFactory();
BaseFont baseFont = PageUtils.LoadFont("GARA.TTF");
BaseFont baseFontBold = PageUtils.LoadFont("GARABD.TTF");
float ptSize = 10f;
cif.setDefaultFont(new Font(baseFont, ptSize));
Color green = new Color(0, 176, 0);
Color red = new Color(192, 0, 0);
Font fontBold = new Font(baseFontBold, ptSize, Font.NORMAL);
Font fontBGreen = new Font(baseFontBold, ptSize, Font.NORMAL, green);
Font fontBRed = new Font(baseFontBold, ptSize, Font.NORMAL, red);
double f = sidit.getFinalBalance();
double t = f * .55;
double result = f - t;
double balance = sidit.getBalance()[sidit.getFinalDeath() - 1] + sidit.getLifeDeathBenefit();
double note = sidit.getNoteBalance()[0];
double noteTax = note * .55;
double noteValueToFamily = note - noteTax;
CellInfo cellData[][] = {
// Column Headers
{
cif.getCellInfo(" "),
cif.getCellInfo("Keep in the Estate", Element.ALIGN_CENTER, fontBold),
cif.getCellInfo("IDIT", Element.ALIGN_CENTER, fontBold),
cif.getCellInfo("Difference", Element.ALIGN_CENTER, fontBold)
},
{
cif.getCellInfo("Estate/Gift Taxable:"),
cif.getCellInfo(dollar.format(f), Element.ALIGN_CENTER, fontBold),
cif.getCellInfo(dollar.format(note) + " **", Element.ALIGN_CENTER, fontBold),
cif.getCellInfo(dollar.format(f - note), Element.ALIGN_CENTER, fontBold)
},
{
cif.getCellInfo("Total Estate/Gift Taxes:"),
cif.getCellInfo(dollar.format(t), Element.ALIGN_CENTER, fontBRed),
cif.getCellInfo(dollar.format(noteTax), Element.ALIGN_CENTER, fontBRed),
cif.getCellInfo(dollar.format(t - noteTax), Element.ALIGN_CENTER, fontBRed),
},
{
cif.getCellInfo("Life Insurance:"),
cif.getCellInfo("0", Element.ALIGN_CENTER, fontBGreen),
cif.getCellInfo(
dollar.format(sidit.getLifeDeathBenefit()), Element.ALIGN_CENTER, fontBGreen),
cif.getCellInfo(
dollar.format(sidit.getLifeDeathBenefit()), Element.ALIGN_CENTER, fontBGreen),
},
{
cif.getCellInfo("Total to Family"),
cif.getCellInfo(dollar.format(result), Element.ALIGN_CENTER, fontBGreen),
cif.getCellInfo(
dollar.format(balance + noteValueToFamily), Element.ALIGN_CENTER, fontBGreen),
cif.getCellInfo(
dollar.format((balance + noteValueToFamily) - result),
Element.ALIGN_CENTER,
fontBGreen),
},
};
// Do the chart
DefaultCategoryDataset dataSet = new DefaultCategoryDataset();
String series1 = "Keep in Estate";
String series2 = "IDIT";
String cat1 = "Estate Taxes";
String cat2 = "Total to Family";
dataSet.addValue(t, series1, cat1);
dataSet.addValue(noteTax, series2, cat1);
dataSet.addValue(result, series1, cat2);
dataSet.addValue(balance + noteValueToFamily, series2, cat2);
BarChart barChart = new BarChart();
barChart.setTitle("IDIT Comparison");
barChart.setDataSet(dataSet);
Rectangle barRect = new Rectangle(prctLRight);
barRect.setRight(barRect.getRight() + _1_2TH);
barChart.setRect(barRect);
barChart.generateBarChart();
barChart.setSeriesColor(new Color(0xff0000), new Color(0x00ff00));
barChart.setColor(0, Color.red);
barChart.setColor(1, Color.green);
barChart.setLablesOff(true);
Image img = barChart.getBarChartImage();
drawDiagram(img, barRect, 0, 72);
table.setTableData(cellData);
table.drawTable();
drawLabel(
"** The value(s) of the note is kept inside the taxable estate.",
prctBottom,
"GARA.TTF",
new Color(64, 64, 64),
9,
LBL_LEFT,
LBL_BOTTOM);
}